Friday, December 27, 2019

Thanksgiving round-up

Thanksgiving round-upThanksgiving round-up- posted by verabest wishes for a happy holiday AP Photo/Dean Fosdick

Sunday, December 22, 2019

Rental Application FAQ - United States

Rental Application FAQ - United StatesRental Application FAQ - United StatesGeneralWhat is a Residential Rental Application?A Residential Rental Application is used by landlords and property managers to collect information on qualifikation renters.Are landlords required to obtain signed rental applications from potential renters?Landlords can rent property to tenants without obtaining rental applications. However, rental applications can provide valuable information about a renter, such as the renters employment history and income. Also, landlords can not run credit checks on potential tenants without written permission, and rental applications can be used to obtain written permission. Thus, many landlords choose to use rental applications when screening prospective renters. Can a landlord reject potential renters for not filling out rental applications?Yes. Landlords can reject potential renters for not filling out rental applications. If a potential renter signs a Residential Renta l Application and the application is approved, is the renter required to sign a rental or lease agreement?No. A potential renter does not have to sign a rental or lease agreement after being approved. PartiesWhat is a Landlord?A landlord is an owner of land or a building who has leased some or all of the land or building to another person or persons for a certain period of time. What is a Property Manager?A property manager is hired by a landlord and entrusted with the responsibility of attending to a real estate property when the owner is unavailable, unable, or uninterested in doing so. What if I dont know one partys name or contact information?A blank space will be provided in the form that can be filled in later if you are missing information about one of the parties. We recommend, however, that you attempt to make the contract as complete as possible, for greater certainty. Is the Applicant obligated to provide a Social Security Number?There is no obligation for an applicant to provide their social security number. While it may be more difficult, it is possible to do a credit check without a persons social security number. Notwithstanding the fact that there is no obligation, you are allowed to reject a persons application if they do not provide their social security number. Terms of TenancyWhat are some possible terms of tenancy? Fixed End Date A lease with a fixed end date gives certainty of term for both the landlord and the tenant. It specifies the exact day the tenancy will end. The advantage here is that neither party has to give notice to terminate the lease it simply ends on the specified date. During a fixed term lease the landlord cannot increase the rent, or change any other terms of the lease unless he or she specifically reserves the right in the agreement, and the tenant agrees to the changes. Example June 1, 2010 to February 28, 2012. Fixed Number of Weeks/Months/Year A lease for a fixed number of weeks/months/years gives a abflug date for the lease and the number of weeks/months/years that the lease will run. In most respects this operates in exactly the same way as a fixed end date lease. Example The lease will commence on June 1, 2010 and continue for a period of 180 days. Periodic A weekly/monthly/yearly lease with automatic renewal (a periodic tenancy) will continue so long as neither party wishes to terminate the lease. To terminate the lease the landlord or tenant must give notice of their intention to leave as specified by statute. A landlord can raise the rent, or change the terms of the lease in these types of agreements by providing proper notice as required by statute. At the end of the notice period the tenant must move out or the landlord can start eviction proceedings against them. Example Monthly lease starting June 1, 2010 and automatically renewing each month. Security DepositWhat is a Security Deposit?A security deposit is a sum of money that a tenant pays to a landlord to guarantee that the tenant will fulfill all obligations under the lease. The landlord holds the security deposit in trust for the term of the lease to ensure that the tenant does not default on the terms of the lease agreement or otherwise damage the property. Should the tenant damage the property (normal wear and tear excluded) or if the Tenant has not paid rent, the landlord is entitled to recover the amount owing from the security deposit. Usually the tenant must provide the landlord with the security deposit at the start of the lease term. At the end of the lease term, the tenant will receive the deposit back negativ any allowable deductions for repairs/restoration/owing rent. Some jurisdictions do not allow deposits to be used for damages and the deposits would be called rent deposits in that case. How much can I collect for Security Deposit?Some states have limitations on what can be collected for a Security Deposit. The following list details the statutory limits that different states p lace on security deposits. Please be sure to check your local law to see if there are any rent control or rent regulation rules for security deposit collection. Keep in mind that the following are maximum amounts, and you can certainly collect a smaller security deposit. Alabama - Landlords can request one months rent as per Alabama Uniform Landlord Tenant Act. Alaska - Landlords can request two months rent. If the rent exceeds $2,000 per month, the property is exempt from security deposit laws. Arizona - Landlords can request one and one-half months rent. California - Landlords can request two months rent for an unfurnished rental or three months rent for a furnished rental. Colorado - There is no statutory limit except for mobile homes. The owner of a mobile home park or his agents may charge a security deposit of one months rent or two months rent for multiwide units. Connecticut - Landlords can request two months rent if the tenant is younger than 62 and one months rent if the tenant is 62 or older. Delaware - Landlords can request one months rent if the term of the agreement is a year or more. There is no tischset limit for month-to-month rental agreements that have lasted over a year. The security deposit limits do not apply to furnished rental units. District of Columbia - Landlords can request one months rent. Florida - There is no statutory limit. Georgia - There is no statutory limit. Hawaii - Landlords can request one months rent. Idaho - There is no statutory limit. Illinois - There is no statutory limit. Indiana - There is no statutory limit. Iowa - Landlords can request two months rent. Kansas - Landlords can request one months rent if the property is unfurnished and there are no pets. If the property is furnished, the landlord may demand one and a half months rent, and if the rental agreement permits the tenant to keep or maintain pets, the landlord may demand an addition al security deposit not to exceed half of one months rent. Kentucky - There is no statutory limit. Louisiana - There is no statutory limit. Maine - Landlords can request two months rent. Maryland - Landlords can request two months rent. Massachusetts - Landlords can request one months rent. Michigan - Landlords can request one and a half months rent. Missouri - Landlords can request two months rent. Montana - There is no statutory limit. Nebraska - Landlords can request one months rent if the tenant does not have pets and one and a quarter months rent if the tenant has pets. These security deposit laws do not apply to housing agencies organized or existing under the Nebraska Housing Agency Act. Nevada - Landlords can request three months rent. New Hampshire - Landlords can request one months rent or $100, whichever is greater. New Jersey - Landlords can request one and a half months rent. Whenever the landlord collects from a tenant an additional amount of security deposit, the amount collected annually as additional security cannot be greater than 10 percent of the current security deposit. New Mexico - Landlords can request one months rent for rental agreements of less than one year. There is no set limit for leases of one year or longer. New York - No set limit for non-regulated units. Deposits for regulated units are usually limited by law to one months rent. However, if two months security deposit was collected from a tenant by the landlord when the rental unit first came under rent stabilization, and the same tenant is still occupying the the rental unit, that tenant remains bound by the two months requirement. The next tenant cannot be required to deposit more than one months rent as security. North Carolina - Landlords can request two weeks rent if a tenancy is week to week, one and a half months rent for month-to-month tenancies and two months rent if the term of the tenancy is longer than two months. North Dakota - Landlords can request one months rent if the tenant does not have any pets. Landlords can request up to $2,500 or an amount equivalent to two months rentif the tenant has a pet. Ohio - There is no statutory limit. Oklahoma - There is no statutory limit. Oregon - There is no statutory limit. Pennsylvania - Landlords can request two months rent for the first year of renting. During the second or subsequent years of the lease or during any renewal of the original lease the landlord can request one months rent. Rhode Island - Landlords can request one months rent. South Carolina - There is no statutory limit. South Dakota - Landlords can request one months rent under normal conditions. A larger deposit may be agreed upon between the landlord and the tenant where special conditions pose a danger to maintenance of the premises. Tennessee - There is no statutory limit. Texas - There is no statutory li mit. Utah - There is no statutory limit. Vermont - There is no statutory limit. Virginia - Landlords can request two months rent. Washington - There is no statutory limit. West Virginia - There is no statutory limit. Wisconsin - There is no statutory limit. Wyoming - There is no statutory limit.

Tuesday, December 17, 2019

How to Give Your Resume a Makeover for 2019

How to Give Your Resume a Makeover for 2019How to Give Your Resume a Makeover for 2019 The New Year ushers in exciting possibilities for reinvention. Whether youre a new grad poised to take on your first professional role, or a seasoned pro primed for new challenges, strut your savvy in 2019. Step one is to ensure that the cornerstone of your personal brand , your resume and LinkedIn profile, reflect your experience, skills and enthusiasm. It can be intimidating to put yourself out there minimize that anxiety by strategically formulating materials that turn heads. How you order the section headers on your resume can look different depending on where you are in your career. New grads are likely to put education first-thats their main experience and they are going for an entry-level position. But for executives, their education is going to be less important to feature prominently. Theyve already proven themselves. Theyre going to have a stronger summary about the ir careers, explains Nick Francioso, Army Veteran, mentor to career transitioning veterans and founder of resume optimization tool SkillSyncer . Francioso points out that while theres some wiggle room for ordering resume sections, its important to adhere to standard headers such as education, experience, summary and skills. He explains behauptung are what the ATS (applicant tracking system) looks for. No matter what kind of resume youre creating.Your resume isnt a comprehensive professional history it only needs to capture your last ten years of professional experience. Francioso explains, Your resume is what gets you the interview. Then you can talk about all the other positions youve had. Of course, if youve worked for your most recent employer for longer than ten years, you want to include those details. Francioso points out another myth you dont have to limit your resume to a single page . His rule of thumb If youre doing two pages, fill two pages. Francioso recommends that job seekers refrain from leaving excess white space, which can make the resume looks weak or incomplete. Keep your content concise and avoid over-used buzzjas like action-oriented or hardworking. A reader cant tell the difference between a candidate whom such words truly describe and one whos just making that claim. This is where data comes in it makes your case. Offer data that demonstrates your success and productivity. Francioso explains If you have a good employer, they tend to help you create bullet points for your resume because they share performance data with you-sometimes at year-end or quarterly reviewsThey are tracking performance data to calculate raises and evaluate performance. Francioso notes that you can also track data yourself by noting reports you run or moves you make that have a measurable impact. Metrics are concrete indicators of performance. Use them to tell your story . Francioso explains that job seekers have two audiences to keep in mind Write your resum e for an ATS . If it makes it through that, a human is going to read it. You reach each audience by speaking its language. Its also important to create multiple resumes, each tailored to various job descriptions. Franciosos recommended approach for getting a high match score from ATS is to Mention those things that they really emphasize in the job description more than once in your resume- take the hard skills and word them the same way. If the job description uses an acronym to describe a hard skill that you have, for example, use that same acronym in your skills section. When it comes to addressing human resume readers, Francioso explains You dont want to show what youre responsible for, you want to show what you accomplished. Use meaningful action words to tell that story. Francioso explains that while pictures, charts, graphs may look impressive, reserve those on a separate version of your resume that you only share with contacts for whom you have personal email addresses. T hese are not likely to parse well in ATS. Francioso sees LinkedIn as a database of resumes, and he recognizes users goal on the platform as optimizing their LinkedIn profiles to ensure maximum exposure. Francioso points out that the way you write your headline, the more active you are on the platform, the more connections and endorsements you have, all impact where your profile appears in search results.His advice Make sure that you have the newest tech terms. If youre a Java programmer, for example, you want to make sure thats in your headline. Ive noticed that when you search in LI, it goes to the headline first and then to the summary . . . So if youre targeting a specific job title or industry, thats what you want in your headline. Francioso points out that your headline is valuable space. If youre searching for a new opportunity, you can signify that in settings, leaving your headline clear for SEO terms. Francioso explains Effective LinkedIn profiles should have headlines th at take advantage of the 120-character limit and are roughly 7 12 words in length. Add important keywords to your headline since these can be used to rank you higher in search results. . . the most important keywords should go in your header as those are the first to return in search results.Another great tip Francioso recommends creating a customized URL via LinkedIn. This way, its easily sharable. Plus, it looks neat, tidy and professional. Francioso recommends adding it to your resume-positioned after your email address. Remember, r efining your personal brand gives you the weg to take stock of your professional goals and accomplishments. Thats a great way to kick off 2019

Friday, December 13, 2019

From hygge to lagom 3 reasons to embrace the latest Scandi life trend

From hygge to lagom 3 reasons to embrace the latest Scandi life trendFrom hygge to lagom 3 reasons to embrace the latest Scandi life trendFall is well and truly here and with winter around the corner we see countless articles on what everyone needs to buy for the new, colder season. There is no escaping the fact that we live in the world of material things and we constantly hear how buying new things can make ur life better and improve our mood, whether that be a new decor staple piece or a pair of new boots.At the end of the day, the ultimate goal is to achieve happiness but unfortunately the capitalist culture teaches us that we can buy happiness. If you dont feel happy enough, the chances are you just need to buy something, and then repeat this step again and againHowever, its easy to notice that this method just doesnt work in the long run. Eric Stambaugh fromCollege Writers, who has lived in Stockholm for 13 years, noticesWe want to buy mora so we have to work more, and overwork ing becomes the norm for many Europeans and Americans. Is there any alternative to such an excessive and exhausting lifestyle? The answer is yes, and the secret of happy life has long been known to one of the happiest nations in the world - the Swedes. What is lagom?Lagom (pronounced as law-gm) is a Swedish lifestyle concept focused on living in moderation. The word lagom can be roughly translated as not too much, and not too little. Many Swedes live their lives following the principle of lagom they dont buy too many things, dont work too much, and dont procrastinate too much either. It turns out that such a perfectly balanced lifestyle can make you feel happier, reducing stress and making life more meaningful.The lagom concept was born during the Viking era. Ancient Swedes used the phrase laget om when referring to a team and community. When Vikings gathered around the fire, they used to drink mead from a horn, passing it to a person who sits nearby. Everyone understood that if th ey drink too much, somebody else wont be able to take a sip. Even now, lagom remains a part of Swedish social culture The government guarantees education, child care, and health care to all citizens, making sure all the people have equal opportunities. Although such a policy may seem expensive, it pays for itself. Sweden has higher employment rates than many other European countries, in fact, a well-educated workforce produces much more income (with no need to overwork).Why youneed to embrace lagom in your personal life and workMental HealthToday, many people suffer from mental conditions related to stress. For many of us, the main source of stress is our job. We try to be more productive so that we work extra hours or choose not to go on vacation. As a result, we feel exhausted and stressed out.The Swedes have a different opinion on productivity. They consider fighting stress one of the main priorities because you cannot be productive if youre stressed out. You shouldnt wait until you need to take a day off because of your exhaustion. Its much easier tocreate a perfect work-life balanceevery day. Take breaks, dont sit in the office when everyone else is already at home, exercise, eat healthy food, and prioritise your mental health. When youre happy and healthy, you can be much more productive.SustainabilitySustainability is a crucial thing in the lagom concept. When people live according to the principles of lagom, next generations have more chances to live a fulfilling life.Social media and celebrities promote the excessive lifestyle and many of us try to live the same way. However, such a lifestyle is hard to sustain, which results in exhaustion, stress, and debts. If now you live as large as you can, the chances are this period will be followed by a decline, which can be illustrated by multiple examples from history.WorkMany people work too much because they see it as dedication and a commitment. This way, we want to show our bosses that were worth promoti on. Some people even dont feel like they work enough unless they overwork, which is certainly an unhealthy attitude. The Swedes see this issue differently. If you need to work too much, it means that youre likely bad at your job. If you think that such a philosophy is ineffective, consider thisSweden is 11th in the world by per capita GDP, while the UK is 23rd. Dont overwork, maintain a healthy work-life balance, and youll see that youre much more productive.A step-by-step guide on how to live lagom for non-Nordic peopleDo FikaFika is a Swedish word that means taking a break to socialize, with a cup of coffee and if you are feeling cheeky a pastry or two. All Swedes love fika - they take breaks a few times during the day to have a small talk with colleagues while drinking coffee or eating something tasty. Sometimes, even a little break can help you clear your head and recharge.Declutter Your PlaceLagom doesnt require you to redesign your home. However, if your home is a complete me ss, you obviously have to do something with it about it ASAP as this kind of environment doesnt correspond to a moderate and minimalistic lifestyle. You may also want to move your furniture, creating more space and implement a dose of FengShui.Learn to Say NoThe best way to stop overworking and over-committing is to simply learn how to say no, without feeling guilty. Sometimes you may waste your time doing unnecessary tasks just because your boss has told you to do so. Sometimes, you cannot say no to your friends because you think theyll take it personally, but dont be afraid to make it clear what your priorities are and what you can or cannot do.Set Expectations and GoalsLagom is not only about moderation but its also about living on your own terms. Dont set goals which ultimately are too hard to achieve. Be realistic. Its always better to exceed your own expectations. You can take a pen and a sheet of paper and write about your priorities in life, and read it from time to time whe n you dont know what to do.ConclusionOftentimes you may find yourself asking whether youre good enough? Or, if you should try just a little bit harder? Put in that little bit more of effort? Of course, self-criticism is a good thing, but its also important not to push yourself too hard. Lets be honest, you dont really need too much - you need just enough. Lagom is a principle of living in moderation. Dont work too much and youll have more energy and show a better productivity. Dont buy too many unnecessary things, and youll have more money for more important things. Find the right balance and youll feel much more happy, being satisfied with what you have.This article was originally published on YourCoffeeBreak.

Sunday, December 8, 2019

Details of Resume Writing Services Nyc

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Tuesday, December 3, 2019

Will the Future Still Need You How to Ensure It Does

Will the Future Still Need You How to Ensure It Does Its probably fair to say that discussions surrounding the rise of robot workers and the subsequent displacement of human workers have mostly been confined to futurology seminars and science-fiction films. Nowadays, however, these kinds of conversations have been moving into the mainstream. Just recently, both the esteemed physicist Stephen Hawking and theglobal philanthropist Bill Gatespublicly asserted that artificial intelligence could be a real threat to humanity. While Gatess and Hawkings pronouncements did not send the world into paranoiac chaos, it isnoticeable that no one laughed. This is because most of us have already seen evidence of worker replacement by computer programs and robots, and so most of us have smelled the smoke, even if we have not yet seen the fire. The fact that these two visionaries werent derided by the media makes me believe that the mainstream is now ready to enter the debate about the impending workplace revolution.So, what exactly is going to happen in the workplace? According tothis study from the Oxford Martin School at the University of Oxford University,47 percent of jobs are at risk for computerization, which means human workers will be replaced in whole or in part by computers in some form.This isnt fantasy or baseless prediction this is going to happen. Jobs in the areas of transportation, logistics, and office and administrative support are especially at risk. Most of you will have noticed that in many supermarkets, there are more self-service tills than human cashiers. Its probably no surprise, then, that the Oxford Martin study shows a 97 percent chance of cashiers being partly or wholly replaced by robots in the next 10-20 years. This career path, along with about 300 others that have over an 80+ percent chance of computerization, are not likely to be around in the next couple of decades.If you continue down these career paths, you may find the future does not need you or your skill set, that is.Whats So Bad About There Being No Human Jobs in the Future?Now, there may be some of you who see the gradual replacement of human workers as an opportunity and not a problem. For many, having robots workers do all the hard work leaving us to our recreational activity may be like dying and going to heaven.On the other hand, plentyof you will want to work in the future. The question then becomes is there any way you can future-proof yourself and keep your career when the computers come for your jobs?Yes, there is. You need to be ready to step aside and step up into jobs and roles that humans can still do much better than robots can. Let the machines do the menial jobs while you work on more humanistic professions.That is the way to future-proof yourself. Start by training and updating your skill sets so you are adept in jobs that computers and robots cannot do. Acco rding to the Oxford Martin study, computers will not be able to replicate jobs that require high levels of creative thinking, emotional intelligence, original thought, judgement, and empathy. Robot-proof jobs include positionsliketherapists, social workers, psychologists, certain medical workers, teachers and instructors, childcare workers, software developers, veterinarians, and lawyers, all of which have less than a 10 percent chance of being computerized in the next 10-20 years.There were nearly 200 jobs on Oxford Martins list that had very low chances of being computerized. These are the career areas that you should start focusing on now to ensure that the future will need you when it comes.